The Applicable Exchange Rate applies to any transaction in which Rêv or the Card Network performs a conversion of currencies. This could happen when you transfer between Currency Wallets, make purchases and ATM withdrawals in unsupported currencies or when the X World Wallet uses your drawdown sequence to cover the cost of a transaction. The exchange rate includes a margin and may vary depending on the type and time of the transaction. You may view the exchange rate for any transaction in the Account Center. For some transactions, the Applicable Exchange Rate is determined at the time the transaction posts to the Account, which may be different from the time you made the transaction.